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Screens for applicants with serious financial problems.
- Reveal negative banking information: A credit report is often the only place that one can discover fraudulent banking information.
- Reveals financial pressures: We recognize that some people will his a patch of old-fashioned bad luck but there is truth in the maxim that "desperate people do desperate things". A history of collections, missed payments, legal problems and bad debt write-offs is highly correlated with other "red flags" during the BackCheck process.
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